Enhanced Payment Security

Figure 9: Payment Security

Tonomy Pay introduces granular security controls for transactions. These include threshold limits with attached security policies, enabling varying degrees of authentication based on transaction amounts. Such controls are customisable at the account level, with DAO groups controlling applicable security measures for their respective accounts. For example, users or DAOs can introduce a minimum threshold for payments after which multifactor authentication is required. DAOs may do the same but introduce a minimum threshold after which multi-party authentication is required.

Ethereum/Solana comparison:
Unlike other cryptocurrencies that work on a 1 key per account system, Tonomy Pay is easily able to allow users to flexibly manage large and small amounts of tokens in cold/hot wallet flows based on their needs while staying fully non-custodial